1
[单选题]<p style="margin-top:0;margin-bottom:0;text-indent:28px;text-align:justify;text-justify:inter-ideograph"><br/></p><p style="margin-top:0;margin-bottom:0;text-indent:32px;text-align:justify;text-justify:inter-ideograph"><strong><span style="font-family: 宋体;font-size: 16px"><span style="font-family:宋体">Passage There</span></span></strong></p><p style="margin-top:0;margin-bottom:0;text-indent:32px;text-align:justify;text-justify:inter-ideograph"><strong><span style="font-family: 宋体;font-size: 16px"><span style="font-family:宋体">Questions 21 to 25 are based on the following passage.</span></span></strong></p><p style="margin-top:0;margin-bottom:0;text-indent:28px;text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 14px"><span style="font-family:宋体">Children may not be using piggy banks(储钱罐) for much longer;with the move towards a cashless society,pocket money is moving digital.To reflect this trend,all of a sudden a lot of mobile budgeting apps for children have been developed world wide: GoHenry,Osper and Gimi, to name a few.</span></span></p><p style="margin-top:0;margin-bottom:0;text-indent:28px;text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 14px"><span style="font-family:宋体">These apps offer a simple money management service to children,often for a monthly fee paid by parents.Parents can add money to children's accounts,set limits and monitor transactions,while children can choose to save their money or spend it using a prepaid card.The apps suggest minimum ages ranging from six to nine for the prepaid card.</span></span></p><p style="margin-top:0;margin-bottom:0;text-indent:28px;text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 14px"><span style="font-family:宋体">The companies behind the apps argue that in an increasingly cashless society,these apps can be a valuable way of teaching young children about money.Two thirds of adults globally know little about finance,according to a recent survey,and one in four teenagers are unable to make even simple decisions on everyday spending.</span></span></p><p style="margin-top:0;margin-bottom:0;text-indent:28px;text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 14px"><span style="font-family:宋体">These apps aim to overcome this,claiming to teach children financial concepts,such as budgeting,interest rates and income.For instance,the Swedish app Gimi-with 1.2million users globally has online savings jars where children can deposit money.Parents can pay children interest as they save,and pay children for completing household tasks.The account is attached to a prepaid card that is currently available in Sweden only,but expected to launch elsewhere in Europe in the near future.</span></span></p><p style="margin-top:0;margin-bottom:0;text-indent:28px;text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 14px"><span style="font-family:宋体">“Cash was the best way to teach people about financial knowledge because it′s so easy to grasp,”Philip Haglund,CEO of Gimi,mentions.;’“Now money is being transferred through some kind of cyberspace,which is really abstract and hard for anyone to understand.”Haglund believes the app can teach responsible spending habits,whereas schools tend to focus more on economic theories.〝You don′t become better at money management just because you have a degree in economics.It′s more about the attitude and the relationship you have with parents money when you′re six to 12 years old,〞he says.</span></span></p><p><span style="font-family: 宋体;font-size: 14px"><span style="font-family:宋体">But Catherine Winter,managing director of financial capability at The London Institute of Banking and Finance,warns that while digital tools can help,there needs </span></span></p><p style="margin-top:0;margin-bottom:0;text-indent:28px;text-align:justify;text-justify:inter-ideograph"><span style="font-family: 宋体;font-size: 14px"><span style="font-family:宋体">to be a more structured approach to financial education.The area should “have regular classroom time and ideally should be taught as a separate subject,”she says.“Children would then have the right context and foundation to get the most out of both the apps and their money.”</span></span></p><p><span style="font-family: 宋体;font-size: 14px"><span style="font-family:宋体">21.What is the major role of mobile budgeting app?</span></span></p><p><span style="font-family: 宋体;font-size: 14px"><span style="font-family:宋体"></span></span><br/></p>
A
.Buying favorite goods.
B
Paying fees for parents.
C
Managing pocket money
D
Keeping an eye on children.
E
F
回答:参考答案:3
解析:<p style="margin-left:14px;text-indent:0"><span style="font-family: 宋体;font-size: 14px">21. </span><span style="font-family: 宋体;font-size: 14px"><span style="font-family:宋体">What is the major role of obile budgeting app? 移动预算apps的主要角色是什么?</span></span></p><p><span style="font-family: 宋体;font-size: 14px"><span style="font-family:宋体">【解析】</span><span style="font-family:宋体">C。根据题目,定位词是:the major role of mobile budgeting app;定位在原文第一段第二句:with the move towards a cashless society, pocket money is moving digital. To reflect this trend, all of a sudden a lot of mobile budgeting apps for children have been developed worldwide.译文为:随着无现金社会的趋势,零花钱逐渐数字化。为回应这一趋势,为儿童的大量移动预算app突如其来在全世界范围内研发问世。</span></span></p><p><br/></p>